.calc-shell{--calc-input-bg:#fff;--calc-border:#2937531f;--calc-border-strong:#29375340;--calc-muted:#2937538c;--calc-accent:var(--brand-accent);--calc-navy:var(--brand-navy)}.calc-grid{grid-template-columns:1fr;gap:2rem;display:grid}@media (min-width:1024px){.calc-grid{grid-template-columns:minmax(0,1fr) minmax(360px,420px);gap:3rem}}.calc-inputs{flex-direction:column;gap:1.5rem;display:flex}.calc-result{position:relative}@media (min-width:1024px){.calc-result{align-self:start;position:sticky;top:2rem}}.calc-field{flex-direction:column;gap:.625rem;display:flex}.calc-label{color:var(--brand-navy);text-transform:uppercase;letter-spacing:.1em;font-family:Helvetica Neue,system-ui,sans-serif;font-size:.78rem;font-weight:700}.calc-hint{color:var(--calc-muted);font-size:.82rem;line-height:1.55}.calc-input-wrap{background:#fff;border:2px solid #2937531f;align-items:stretch;transition:border-color .2s,background-color .2s;display:flex;position:relative}.calc-input-wrap:hover{border-color:#2937534d}.calc-input-wrap:focus-within{border-color:var(--brand-navy);background:#fff}.calc-input{width:100%;min-width:0;color:var(--brand-navy);letter-spacing:-.02em;font-variant-numeric:tabular-nums;appearance:none;-moz-appearance:textfield;background:0 0;border:none;flex:1 1 0;padding:.875rem 1rem;font-family:Transforma Sans,system-ui,sans-serif;font-size:1.25rem;font-weight:700}@media (min-width:640px){.calc-input{padding:1.25rem;font-size:1.65rem}}.calc-input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.calc-input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.calc-input:focus{outline:none}.calc-input::placeholder{color:#29375340;font-weight:400}.calc-input-unit{color:var(--brand-accent);letter-spacing:0;pointer-events:none;white-space:nowrap;background:#ef7b500a;border-left:2px solid #29375314;flex-shrink:0;align-items:center;padding:0 .875rem;font-family:Transforma Sans,system-ui,sans-serif;font-size:.875rem;font-weight:700;display:flex}@media (min-width:640px){.calc-input-unit{padding:0 1.25rem;font-size:1rem}}.calc-select{width:100%;max-width:100%;color:var(--brand-navy);cursor:pointer;appearance:none;text-overflow:ellipsis;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 12 12' fill='none'%3E%3Cpath d='M3 5l3 3 3-3' stroke='%23ef7b50' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") right 1.25rem center no-repeat;border:2px solid #2937531f;padding:.875rem 2.5rem .875rem 1rem;font-family:Helvetica Neue,system-ui,sans-serif;font-size:16px;font-weight:500;transition:border-color .2s;overflow:hidden}.calc-select:hover{border-color:#2937534d}.calc-select:focus{border-color:var(--brand-navy);outline:none}.calc-toggle{background:#2937530f;gap:0;width:100%;padding:4px;display:inline-flex}.calc-toggle-btn{color:#29375399;cursor:pointer;letter-spacing:0;background:0 0;border:none;flex:1;padding:.75rem 1.25rem;font-family:Helvetica Neue,system-ui,sans-serif;font-size:.88rem;font-weight:600;transition:background-color .25s cubic-bezier(.25,1,.5,1),color .25s cubic-bezier(.25,1,.5,1),transform .15s}.calc-toggle-btn:hover{color:var(--brand-navy)}.calc-toggle-btn:active{transform:scale(.98)}.calc-toggle-btn.is-active{background:var(--brand-navy);color:#fff}.calc-result-card{background:var(--brand-navy);color:#fff;padding:1.75rem 1.5rem;position:relative;overflow:hidden}@media (min-width:640px){.calc-result-card{padding:2.5rem 2rem}}.calc-result-card:before{content:"";pointer-events:none;background:radial-gradient(circle,#ef7b5038 0%,#0000 60%);width:260px;height:260px;animation:6s ease-in-out infinite calc-glow;position:absolute;top:-80px;right:-80px}@keyframes calc-glow{0%,to{opacity:.9;transform:scale(1)}50%{opacity:1;transform:scale(1.06)}}.calc-result-label{text-transform:uppercase;letter-spacing:.14em;color:#ffffff80;margin-bottom:.75rem;font-family:Helvetica Neue,system-ui,sans-serif;font-size:.75rem;font-weight:700}.calc-result-value{letter-spacing:-.03em;color:#fff;font-variant-numeric:tabular-nums;font-family:Transforma Sans,system-ui,sans-serif;font-size:clamp(2.5rem,6vw,3.5rem);font-weight:800;line-height:1;transition:color .3s}.calc-result-value.calc-result-accent{color:var(--brand-accent)}.calc-result-unit{color:#ffffff73;letter-spacing:0;margin-left:.5rem;font-family:Helvetica Neue,system-ui,sans-serif;font-size:1rem;font-weight:500}.calc-result-secondary{color:#ffffffb3;margin-top:1rem;font-size:.92rem;line-height:1.55}.calc-result-divider{background:#ffffff1f;height:1px;margin:2rem 0 1.5rem}.calc-breakdown{flex-direction:column;gap:.5rem;display:flex}.calc-breakdown-row{justify-content:space-between;align-items:baseline;gap:1rem;padding:.35rem 0;font-size:.9rem;display:flex}.calc-breakdown-label{color:#ffffffb3;font-family:Helvetica Neue,system-ui,sans-serif}.calc-breakdown-value{color:#fff;font-variant-numeric:tabular-nums;white-space:nowrap;font-family:Transforma Sans,system-ui,sans-serif;font-weight:600}.calc-breakdown-row.is-total{border-top:1px solid #ffffff2e;margin-top:.5rem;padding-top:.85rem;font-size:1rem}.calc-breakdown-row.is-total .calc-breakdown-label{color:#fff;font-weight:600}.calc-breakdown-row.is-total .calc-breakdown-value{color:var(--brand-accent);font-size:1.1rem}.calc-breakdown-row.is-negative .calc-breakdown-value{color:#ffffffd9}.calc-info-card{background:var(--brand-cream);border-left:3px solid var(--brand-accent);padding:1.75rem}.calc-info-title{color:var(--brand-navy);margin:0 0 .75rem;font-family:Transforma Sans,system-ui,sans-serif;font-size:1.125rem;font-weight:700}.calc-info-body{color:#293753cc;font-size:.92rem;line-height:1.7}.calc-info-body p+p{margin-top:.75em}.calc-status{letter-spacing:-.005em;align-items:center;gap:.5rem;padding:.75rem 1.25rem;font-family:Transforma Sans,system-ui,sans-serif;font-size:1rem;font-weight:700;display:inline-flex}.calc-status.is-yes{color:#991b1b;background:#fee2e2;border-left:3px solid #dc2626}.calc-status.is-no{color:#15803d;background:#dcfce7;border-left:3px solid #16a34a}.calc-status.is-neutral{color:var(--brand-navy);border-left:3px solid var(--brand-navy);background:#29375314}.calc-disclaimer{border-left:2px solid var(--calc-border-strong);color:var(--calc-muted);background:#29375308;margin-top:3rem;padding:1.25rem 1.5rem;font-size:.82rem;line-height:1.7}.calc-disclaimer strong{color:var(--brand-navy);font-weight:600}.calc-disclaimer a{color:var(--brand-blue);text-underline-offset:3px;text-decoration:underline}.calc-disclaimer a:hover{color:var(--brand-accent)}.calc-cta-row{flex-wrap:wrap;gap:1rem;margin-top:1.5rem;display:flex}.calc-index-grid{grid-template-columns:1fr;grid-auto-rows:1fr;gap:1rem;display:grid}@media (min-width:640px){.calc-index-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.calc-index-grid{grid-template-columns:repeat(3,1fr)}}.calc-card{background:var(--brand-cream);color:inherit;flex-direction:column;height:100%;min-height:220px;padding:1.5rem;text-decoration:none;transition:background-color .3s,color .3s;display:flex;position:relative}@media (min-width:640px){.calc-card{min-height:260px;padding:2rem}}.calc-card:hover{background:var(--brand-accent)}.calc-card-icon{place-items:center;width:52px;height:52px;margin-bottom:1.5rem;display:grid}.calc-card-icon img{grid-area:1/1;width:100%;height:100%;transition:opacity .3s;display:block}.calc-card-icon .icon-hover,.calc-card:hover .calc-card-icon .icon-default{opacity:0}.calc-card:hover .calc-card-icon .icon-hover{opacity:1}.calc-card-title{color:var(--brand-navy);letter-spacing:-.01em;margin:0 0 .5rem;font-family:Transforma Sans,system-ui,sans-serif;font-size:1.15rem;font-weight:700;line-height:1.3;transition:color .3s}.calc-card:hover .calc-card-title{color:#fff}.calc-card-desc{color:#2937538c;flex-grow:1;margin:0 0 1.25rem;font-size:.92rem;line-height:1.6;transition:color .3s}.calc-card:hover .calc-card-desc{color:#ffffffbf}.calc-card-arrow{color:var(--brand-blue);align-items:center;gap:.5rem;font-size:.88rem;font-weight:600;transition:color .3s;display:inline-flex}.calc-card:hover .calc-card-arrow{color:#fff}@keyframes calc-fade-in{0%{opacity:0;transform:translateY(4px)}to{opacity:1;transform:translateY(0)}}.calc-animate{animation:.3s ease-out calc-fade-in}